With our Personal Loan you get:

  • Competitive rates: On loans from £3,000 to £10,000
  • Flexible terms: Borrow over 1 to 5 years, with the flexibility to overpay
  • Instant decision: We'll send you an email confirming straightaway 
  • Fixed monthly payment: Know what you're paying and when you're paying it, no set up charges or hidden fees

Helping you fund your grand plans

To bring these Personal Loans, we've teamed up with personal finance specialists Creation, who are behind some of the UK's leading card, loyalty, personal loan and retail finance programmes.

Credit is provided by Creation Consumer Finance Limited. EDF Energy acts as a credit broker and not as a lender. Creation is the trading name for both Creation Financial Services Limited and Creation Consumer Finance Limited.

Personal Loan calculator

Personal Loan applicants must be aged 23 or over and under 70 years old at date of application and resident in the UK. Offer is subject to status. EDF Energy Customers Ltd is authorised and regulated by the Financial Conduct Authority (Registration Number 637252) and acts as a credit broker and not as a lender.

By submitting your application for a Personal Loan, Creation will share your name, address and the email address that you have used in your application for a Personal Loan with EDF Energy Customers Ltd (trading as EDF Energy) to ensure that you are not remarketed for further Personal Loans by EDF Energy.  Please see Creation’s privacy policy for further details on how Creation may use your information.

For loans over £17,000 the Creation Customer Service team will contact you via telephone to reconfirm your identity and loan purpose following your successful application. This call will occur within 48 hours of your acceptance.

Need help? Contact us

If you have a question we'll be more than happy to discuss your requirements and guide you through the loans process. Call Creation's UK-based call centres on 0330 221 1111.

Calls may be recorded. Calls charged at local rate. The number provided may be included as part of any inclusive call minutes provided by your phone operator.

Contact us